| Fintech Startup | ||||
| No | Startup | Logo | Description | VCs | 
| 1 | Affirm |  | Affirm aims to use to alternative data to underwrite point-of-sale loans for traditionally under-served consumers. Affirm's loans allow shoppers to pay for goods over time with transparent, fixed monthly payments. | Founders Fund. | 
| 2 | Kredivo |  | Kredivo is an instant credit platform that offers shoppers with point of sale credit financing for online purchases. Affirm vs Kredivo and also, Kredivo competitor | Kejora |