Key Partners
- GAMA Multi Group
- Trans Jakarta, MRT
- NTT& Indogen
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Key Activities
- What is a Payment Gateway, example emerchantpay: https://www.youtube.com/watch?v=GUurzvS3DlY
- Building the Transportation Ticketing Solution that create inter-usability, inter-modality, & inter-operability
- Operating Payment Gateway is one of the key success factor to expand the cashless transaction acceptance in society
- TWC Project, take over Telkom Project
- Jasa Penyedia Central Clearing House System (CCHS) PT. MRT Jakarta
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Value Proposition
- Aino Payment Solution is enabling less cash payment in a city for a better life with information insight
- A cashless payment solution provider from various source of fund, various payment media, and various payment devices integration
- tailored for the segment
of public transportation, tourism, retail, and other government public services.
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Customer Relationship
- G2B & B2B Project Tender
- Success metrics: Data Performance, Data Rekanan, TransJakarta
- Payment Gateway SLA (Service Level Agreement): kuantitatif, jam/argo, berapa lama boleh down?
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Customer Segments
- Public Transportation
- Theme Park, Zoo, Museum
- Tap&Go, Parking, Retail, Toll Road
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Key Resources
- Aino is holding certification of Information Security Management System (ISMS) related to System Development, Data Processing & Network Operations, Settlement Processes and Reconciliation Processes on Payment Gateway Services from E-Money Issuers
- Aino is holding a Payment Gateway License from The Central Bank of The Republic of Indonesia
- National Payment Gateway Offline
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Channels
- GAMA, Indogen
- On Board with big Players
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Cost Structure
- Hardware
- Terminal?
- Gate
- Tap-- TransJakarta
- Pintu dorong Kaki Tiga: TurnStyle
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Revenue Streams
- AFC system On Premise & Cloud Solution
- E-Ticketing On Premise & Cloud Solution
- Retail Solution
- E-Payment Integration
- Monthly Maintainance fee
- Subscription fee
- Transaction Fee
- Terminal Sewain Maintenence
- 0.02% tapping Aino MRT
- Tourism Spot 0.2%
- Merchant Discount Rate berapa%?
- Transaction & Processing Fee:
As Payment gateway function Aino charge MDR Processing Fee range from 0,7 – 2% per transaction and also redeem voucher per transaction
- Device Rent - Infra as a service:
Aino Provide terminals to customers and charge monthly for device and 2nd level maintenance services
- Turnkey project:
For Government Body or Large Company, On Premises Solution with Setup, Installation Maintenance Contract
- Subscription - Software as a service
Aino on cloud services for ticketing transport, tourism and loyalty platform as a service, monthly subscription fee for the customer, no need capital expenditure
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